How to Find a Loan?
Securing financing is just one aspect of getting into a new home.  Here at Scott Benson Realty we are experienced at aiding the new and experienced buyers in all areas of real estate. Contact me if your needs include a real estate pro ready for the business side of buying and selling.

How I can help you secure a loan

For a lot of people, securing a mortgage loan can be one of the more demanding aspects of purchasing a home. But it doesn't have to be. I have excellent relationships with many lending companies in McKinney, and they've helped me realize some things that will make the process of applying for a loan a snap.

1 – Organize a list of questions regarding your loan program

Make sure you bring a list of questions with you if you don't thoroughly grasp the advantages and disadvantages of the different loan programs. One of my lender contacts or I will be able to help you understand the advantages and disadvantages of each program, because it can be a challenge to know the distinctions between both fixed and adjustable rate mortgages.

2 – Decide when you want to lock

When you lock in the interest rate, it means that your lender keeps to the mortgage interest rates for the loan – normally at the time the loan application is presented. By floating the rate, you can lock the rate anytime between application and issuance of closing documents. Buyers who prefer to float believe interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Compile your paperwork

Obtaining a loan requires lots of paperwork, so you should spend some time getting your documentation together. Click here to see general questions you'll have to answer on a loan app. Or call 972-249-7219 or e-mail me at scottbensonrealty@gmail.com

Looking to Buy?

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